Yes I am concerned, but I don’t know how many millions of computers are still out there in homes and business that are still running XP. I’m retired and on a fixed income. There are things around that house that have priority.
I run AVAAST Pro, Malwarebytes and am behind a router. This computer is set up the way I want it. If something happens, so be it. Then I’ll get a new box and upgrade. But I am not chicken little. I think far to many people are making a mountain out of a mole hill.